Producer�s liability insurance

In exchange of the insurance premia cashed from the Insured person, the Insurance Company covers the financial losses that the insured person should bear any time, during the period of validity of the policy, they caused a prejudice to a beneficiary and is compelled to repair it.

Applicability
The insurer covers the prejudices caused by the insured person to third parties, a direct consequence of the facts performed accidentally, by negligence or imprudence for which they must answer according to law. If the elements of delictual civil liability are met, we indemnify producers � natural or legal persons.

Insured person and insured product An insured person may be any natural or legal person having the quality of producer and being:
a) the manufacturer of a finite product, the manufacturer of any raw material or the manufacturer of a component of the product;
b) any person that, by applying their name, trade mark or another distinctive sign on their product, present themselves as a manufacturer ;
c) any person that imports products so as to perform a subsequent operation of sale, leasing or any other form of distribution specific to the business, only if they concluded a distribution contract with a manufacturer.