Third-party insurance

Applicability
The insured persons is protected against the damages produced to third-parties by negligence or involuntarily by children or family. We indemnify: material damages for corporal injuries and/or goods damages as a consequence of the facts performed through own fault as well as through somebody else’s fault or animals for whom they must answer according to law (under rage children and apprentices under supervisions) and also the law costs and the ones caused by the civil suit.

Types of civil liability
for the companied specialized in the transport of money/values resulting from the medical practice of dentists
for the companies that transport passengers
for the laboratories that manufacture technical-medical devices and products
for the company towards its own employees
for architects and civil engineers
for the real estate owner towards their tenants
for the tenant towards owners
for teachers
for the companies specialized in guard and security services
for veterinarians
for tourist units and hotels
for the chartered accountants and authorized accountants
for the public alimentation companies
for the notaries public
for the car service units
for beauty parlours
for lawyers

Calculus examples
For 50.000 - 100.000 Euro, the premium would be 80 - 160 Euro for the civil liability of a family with 4 members, and for 10.000 Euro, the premium would be 100 - 120 Euro. Observation: The calculus examples are orientative. For a detailed analysis of your situation, please address yourself to an Ink representative.